Home Loans Personal Loan
Personal Loan

A personal loan for every plan.

Weddings, travel, a medical bill, or just some breathing room — borrow up to ₹40 lakh with no collateral and EMIs you choose.

No collateral needed
Money in 24 hours
Minimal documents
Tenure up to 6 years
Calculate EMI
100% safe & confidential

Apply for Personal Loan

Get a call back from an expert. No paperwork to start.

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Self-emp.
Business
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Won't affect your credit score. We never charge a fee to apply.

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A MyCashBridge loan expert will call you within 24 hours. Please keep your phone handy.

Loan amount
₹40 L
₹50,000 to ₹40,00,000
Interest rate
10.5%
per annum onwards
Tenure
6–72 mo
flexible tenure
Processing fee
1–3%
one-time, on approval
Why this loan

Cash for whatever life needs

No collateral or guarantor required
Disbursal in as little as 24 hours
Fixed EMIs — your payment never changes
Use it for any personal need
Prepay or foreclose anytime
100% paperless application to start
Indicative rates

Personal Loan rates from HDFC Bank

Indicative only — your final rate depends on your profile, income and credit history. Final terms are set by the lender.

Lending partnerInterest rate (p.a.)Processing feeMax tenure
HDFC Bank10.50% – 21%Up to 2.5%6 yrs
EMI calculator

Know your EMI before you borrow

Slide to your amount and tenure. The total payable updates instantly — what you see is what you pay, all-in.

Estimate your EMI
Loan amount
Tenure
Monthly EMI
· all-inTotal
Eligibility

Who can apply

Indian resident aged 21 to 60 years
Salaried or self-employed with steady income
Minimum monthly income of ₹15,000 (varies by city)
A working mobile number and PAN
Credit score of 700+ helps you get the best rate
Documents

What you'll need

PAN card and Aadhaar card
Latest 3 months' bank statements
Last 3 salary slips (salaried) or ITR (self-employed)
A recent passport-size photograph
Proof of current address
How to apply

Get your personal loan in 4 simple steps

1
Share your details

Fill the short form — name, mobile, city and income. Takes 10 seconds.

2
Get a call back

An expert calls you with a clear offer: amount, EMI and total payable.

3
Upload documents

Complete a quick paperless KYC and verification from your phone.

4
Money in your account

Accept the offer and funds reach your bank — often the same day.

FAQs

Personal Loan — common questions

It depends on your income, obligations and credit history. With MyCashBridge you can borrow from ₹50,000 up to ₹40 lakh. Use the eligibility checker to see your indicative amount in 10 seconds.
No. The initial check is a 'soft' enquiry and does not impact your credit score. A 'hard' enquiry only happens once you choose to formally proceed with a lender.
For approved applicants with complete documents, disbursal can happen within 24 hours — sometimes the same day.
No. A personal loan is unsecured, so you don't need to pledge gold, property or any collateral.
Yes. Most of our partners allow prepayment and foreclosure. Charges, if any, vary by lender and are shown clearly before you sign.

Get the funds you need, the honest way

Check your personal loan eligibility in 10 seconds. No obligation, no impact on your credit score.

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