Car Loan

Drive home the car you love.

New or pre-owned, get up to 100% on-road funding with quick approvals and EMIs that fit your monthly budget.

Up to 100% funding

New & used cars

Quick approval

Tenure up to 7 years

Calculate EMI

100% safe & confidential

Apply for Car Loan

Get a call back from an expert. No paperwork to start.

Thank you — we've got your request.

A MyCashBridge loan expert will call you within 24 hours. Please keep your phone handy.

Why this loan

Less waiting, more driving

Funding up to 100% of on-road price

Loans for new and pre-owned cars

Quick approvals, minimal paperwork

Flexible tenures up to 7 years

Attractive rates for strong credit profiles

Doorstep document pickup with partners

Indicative rates

Car Loan rates from HDFC Bank

Indicative only — your final rate depends on your profile, income and credit history. Final terms are set by the lender.

Lending partner	Interest rate (p.a.)	Processing fee	Max tenure
HDFC Bank	9.40% – 12%	Up to 1%	7 yrs

EMI calculator

Know your EMI before you borrow

Slide to your amount and tenure. The total payable updates instantly — what you see is what you pay, all-in.

Estimate your EMI

Loan amount

Tenure

Monthly EMI

· all-inTotal

Eligibility

Who can apply

Indian resident aged 21 to 65 years

Salaried or self-employed with steady income

Minimum income as per lender norms

Valid driving licence and PAN

Good credit history improves your rate

Documents

What you'll need

PAN, Aadhaar and address proof

Income proof: salary slips / ITR

Bank statements for the last 3–6 months

Proforma invoice / quotation of the car

Passport-size photographs

How to apply

Get your car loan in 4 simple steps

Pick your car

Choose your new or used car and tell us the on-road price.

Get an offer

An expert calls with your funding amount, rate and EMI.

Verification

Submit KYC and income documents online for quick approval.

Disbursal

The amount is paid to the dealer and you drive home your car.

FAQs

Car Loan — common questions

Yes. We have partners who finance pre-owned cars, usually up to a certain age of the vehicle, with funding based on its valuation.

For new cars, up to 100% of the on-road price with some lenders. For used cars, funding is based on the car's assessed value.

Typically 1 to 7 years. A longer tenure lowers your EMI but increases total interest — the calculator shows you the trade-off.

If the loan doesn't cover the full on-road price, you pay the balance as down payment. Many new-car loans offer up to 100% funding.

With complete documents and a good profile, approval can be same-day, with payment made directly to the dealer.