Home Loans Business Loan
Business Loan

Fuel for your business, on your terms.

Stock up, hire, buy equipment or smooth out cash flow. Get up to ₹75 lakh with flexible repayment that moves with your revenue.

Collateral-free options
Flexible EMIs
Up to ₹75 lakh
Minimal documentation
Calculate EMI
100% safe & confidential

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Loan amount
₹75 L
₹1 lakh to ₹75,00,000
Interest rate
14%
per annum onwards
Tenure
12–60 mo
flexible tenure
Processing fee
2–3%
one-time, on approval
Why this loan

Capital that keeps pace with you

Collateral-free working capital options
Repayment that flexes with your cash flow
Top-up available as your business grows
Funds for stock, equipment, salaries or expansion
Quick approvals with minimal paperwork
Dedicated relationship manager
Indicative rates

Business Loan rates from HDFC Bank

Indicative only — your final rate depends on your profile, income and credit history. Final terms are set by the lender.

Lending partnerInterest rate (p.a.)Processing feeMax tenure
HDFC Bank14.00% – 22%Up to 2.5%4 yrs
EMI calculator

Know your EMI before you borrow

Slide to your amount and tenure. The total payable updates instantly — what you see is what you pay, all-in.

Estimate your EMI
Loan amount
Tenure
Monthly EMI
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Eligibility

Who can apply

Business vintage of at least 1–2 years
Indian resident aged 24 to 65 years
Minimum annual turnover as per lender norms
GST registration and business bank account
Proprietor, partnership, LLP or Pvt Ltd eligible
Documents

What you'll need

PAN and Aadhaar of proprietor/partners
Business registration / GST certificate
Last 6–12 months' business bank statements
Last 1–2 years' ITR and financials
Proof of business address
How to apply

Get your business loan in 4 simple steps

1
Tell us about your business

Share basic details and your funding need. Just 10 seconds.

2
Get a tailored offer

An expert reviews your profile and calls with a clear, no-jargon offer.

3
Submit documents

Upload your business and KYC documents online — no branch visit.

4
Receive your funds

Once approved, the money is credited to your business account quickly.

FAQs

Business Loan — common questions

Many of our partners offer collateral-free (unsecured) business loans up to a certain limit. Larger amounts may require security. We'll tell you the options for your profile upfront.
Anything that grows or sustains your business — buying stock, equipment, paying salaries, marketing, or managing seasonal cash-flow gaps.
Lenders look at your business vintage, turnover, bank statements, GST filings and credit history. A healthy, steady cash flow improves your offer.
Most lenders require 1–2 years of business vintage. If you're newer, talk to us — we can suggest suitable options.
It varies by lender. We show all charges, including any foreclosure fee, clearly before you accept.

Give your business room to grow

Check how much working capital you qualify for — in 10 seconds, with no obligation.

Check eligibility